1 DETAILED SOLUTION
SPANISH VERSION IN
https://docs.google.com/document/d/1z4I9pSkjPAmJ-lBr-ZQDF1-jByoKgTbG/edit?usp=sharing&ouid=117249715501311366253&rtpof=true&sd=true
Why is it important?
We are convinced that the adoption of the Cardano and ADA/Djed, in the health sector, will contribute to achieving a remarkable health and socioeconomic goal by promoting prevention and access to health care.
1.1 MARKET
● Latin American Market
The investment in health is 1,000 U$D/year for each one of the 650M inhabitants (650,000,000,000 = six trillion five hundred billion U$D/year)
Statistics
● LATAM health professionals: +2 million
● Patients: 650 million Spanish-speaking inhabitants
● Pharmaceutical drug market LATAM 76,000 M USD link
● Telemedicine market
By 2025, it is estimated that the telemedicine market in LATAM will be 3.48 Billion U$D, an increase of 120% compared to 1.57 billion U$D in 2020.
● Estimated Global Telemedicine Market for 2026 is USD 175 Billions
Note: Latin America is the region with the highest increase in medical costs in 2021 due to the Covid19 effect
Source: Global Medical Trends 2021 link to source
Who are our clients?
● Healthcare professionals
● Health care centers
● Health insurance companies
● Companies
● Governments
● Pharmaceutical industry
● Other related stakeholders
1.2 PRODUCT
Help2Health: Cardano + Citaldoc is a synergistic project of Citaldoc.com (www.citaldoc.com) that incorporates ADA / DJED payment methods, offers crypto incentives and implements smart contracts in telehealth (remote medical consultations, face-to-face medical appointments, prescription medication, request for studies, etc.) aiming to expand safe health data sharing
Keeping the information of each user and their family safe and dissociated.
Based on our consolidated presence in the health market in Argentina with Citaldoc.com www.citaldoc.com, we will incorporate the possibility of transacting remote teleconsultations with ADA and/or Djed.
Work will be done on education on telemedicine, technology and financial education for professionals, patients and other health providers.
Diffusion, marketing and publicity actions will be carried out, offering an efficient, economical and safe service.
Business model
Citaldoc is a flexible, scalable platform where B2C and B2B models coexist
B2C model
The professional has an integrated and secure platform for him and his patients where he can carry out Teleconsultations (video and chat) and offer face-to-face medical care appointments.
Citaldoc's business model consists of charging a fee of 30% to the patient who performs a teleconsultation. nothing to professional
This 30% is added to the fee chosen by the professional
For example: a consultation of 10 USD has a final cost of 13 USD for the patient.
With the incorporation of payments in cryptocurrencies of Cardano, the patient will receive a 15% discount for payment in cryptocurrencies, the professional will receive an extra 5% in ADA or Djed of his usual fee for each consultation made.
The remaining 10% will be invested to optimize the technical aspects and generate dissemination, financial education and marketing actions necessary for user adoption.
Another source of income is the subscription of professionals/health centers to the Premium system for face-to-face appointments, with an average rate of
4 USD /professional/month
There is also a free version of face-to-face shifts with limited functions
B2B model
Through agreements with companies, health insurance, governments, pharmaceutical industry that need to use or offer telemedicine, either by White Label, Subscription Pack or Sponsorship.
We have made agreements with governments, companies, pharmaceutical laboratories, etc.
Courses of action for the solution
a. Educational in the use of cryptocurrencies, wallets, etc. through workshops, digital campaigns, webinars and other mass media aimed at health professionals, providers and patients.
Stimulate financial education for all stakeholders in the health universe with a focus on the blockchain and crypto world of Cardano – ADA.
b. Offer of discounts and bonuses in ADA for the benefits of medical consultations, clinical analyzes and preventive controls that will result in better health care for patients and lower costs for medical insurance.
Example: mammograms, pap's, colonoscopies, blood tests, cholesterol and glucose, skin care, spirometry, healthy nutrition, among others.
Institutional support will be sought from the Medical Associations of each specialty to support the dissemination of these initiatives, as well as from patient associations.
c. Developing
Update Citaldoc.com, integrate with smart contracts based on Cardano, incorporate payment in ADA and Djed and its benefits. Develop an electronic medical record. Optimize AWS server
1.3 What is Citaldoc?
Citaldoc ( www.citaldoc.com ) is an already operational telemedicine platform that seeks to incorporate smart contracts based on Cardano and thus offer greater security and privacy in medical teleconsultations, electronic medical records, medication prescriptions, transfer of results of studies and incorporate the payment of benefits with ADA and/or Djed.
This will enable patient and professional users to receive bonuses and incentives in said digital currencies.
We have called this integration of the e-health universe and that of Cardano the “Help2Health: Cardano + Citaldoc” Project.
THE VISION
With the Help2Health project: Cardano + Citaldoc we seek to be a transformation tool in people's health care.
Equalizing the opportunity of access to safe health care, at an adequate cost, of quality and with your sensitive data protected.
Integrating Citaldoc Telemedicine to the Cardano Universe
Starting with Latin America and the Caribbean to later scale to the world.
We consider Help2Health: Cardano + Citaldoc as an outstanding and avant-garde contribution to regular medical practice, it is a way of transcending and feeling useful to society.
Summary
Through the Help2Health project: Cardano + Citaldoc we are convinced of achieving a positive adoption of the use of cryptocurrencies and smart contracts in the health sector.
Educating the use of health technologies and encouraging financial education will help to generate healthy preventive habits, reduce existing inequity, help reduce health spending and improve the economic income of patients, professionals and other health stakeholders, thus achieving a remarkable social purpose while safely expanding patient health data sharing .
REFERENCES
- Citaldoc - Plataforma de telemedicina
- Healthcare data on the blockchain - Cardano Foundation
<https://forum.cardano.org/t/healthcare-data-on-the-blockchain/63898>
- Sustainable Health Agenda for the Americas 2018-2030
<https://www.paho.org/en/sustainable-health-agenda-americas-2018-2030>
- Health at a Glance: Latin America and the Caribbean 2020
<https://www.oecd.org/health/health-at-a-glance-latin-america-and-the-caribbean-2020-6089164f-en.htm>
- PAHO - Pan American Health Organization
<https://www.paho.org/en>
- OECD - Organization for Economic Co-operation and Development
<https://www.oecd.org/>
World bank.org
<https://www.worldbank.org/en/home>
- Opportunities and Challenges of Blockchain Technologies in Health Care
<https://www.oecd.org/finance/Opportunities-and-Challenges-of-Blockchain-Technologies-in-Health-Care.pdf>
- Latin America: telemedicine market value 2020-2025 <https://www.statista.com/statistics/800293/telemedicine-market-value-latin-america>
- América Latina es la región con el mayor aumento de costos médicos en 2021 por el efecto Covid19
Global Medical Trends 2021
<https://www.wtwco.com/es-AR/Insights/2020/11/encuesta-2021-global-medical-trends>
- El mercado farmacéutico de Latinoamérica puede alcanzar los US$76.000 millones en 2023
<https://www.semana.com/economia/empresas/articulo/el-mercado-farmaceutico-de-latinoamerica-puede-alcanzar-los-us76000-millones-en-2023>
- Index Mundi
Health Professionals per country
https://www.indexmundi.com/map/?v=2226&l=es
Introduction
Difficulties and barriers to access to receive efficient medical care of quality at lower costs.
The lack of solutions that integrate the health market (patients-doctors - other stakeholders) with crypto payment (Ada, Djed) and block chain patient health data sharing.
Data security and management.
Here the integration of smart contracts based on Cardano will be essential to have "sensitive patient health data sharing".
Going deeper
Access to medical care is part of a historical problem and is limited by geographical, economic, technological and bureaucratic barriers.
Initially, the focus will be Latin America and the Caribbean (LAC), to later extrapolate the solution to the rest of the continents.
If you want more information about the problems that affect health in Latin America and the Caribbean, we recommend reading the Sustainable Health Agenda for the Americas 2018-2030, which details the 11 (eleven) goals proposed by the Pan American Health Organization (PAHO). )
Link: Sustainable Health Agenda for the Americas 2018-2030 (English version)
These goals are intended to ensure that every woman, man and child can live a healthy and productive life.
Data and analysis:
Health systems in Latin America and the Caribbean have fewer resources and capacity than OECD countries to deal not only with the COVID-19 pandemic but with any acute or chronic disease.
Total health spending in Latin American and Caribbean (LAC) countries corresponds to 6.6% of GDP, lower than the 8.8% in OECD countries.
Allocation to health spending is poor and unbalanced, and progress towards universal health coverage in LAC is slowing.
Another barrier is related to the management of health information privacy, for which it is mandatory to incorporate smart contract technology in order to add layers of security and facilitate responsible blockchain health data sharing. Safe for the patient, for the doctor and for the rest of the components of the health market (pharma, health insurance, pharmacies, companies and government).
Another of the deficits is the very low magnitude of the use of cryptocurrencies in the Health sector.
It is important to increase transactions with cryptocurrencies in this market for medical and dental consultations, clinical tests and diagnosis, hospitalizations, medical insurance, medicines and other outpatient medical practices.
At the same time, promote preventive health care through token incentives that reward healthy habits and medical check-ups.
The incorporation of means of payment in ADA and/or Djed generates a positive impact on health, economics and convenient financial education for all citizens.
1.1) Opportunities
● The pandemic and post-pandemic COVID19
● The growth of the blockchain market, especially the ecosystem related to Cardano.
● The positive impact of integrating the use of smart contracts in the health area
● The push for payment of services with ADA
● The expansion and acceptance of telemedicine worldwide
● Have a fully functioning Citaldoc www.citaldoc.com telemedicine platform (+100,000 registered users)
1.2) Challenges
● The main challenge is cultural and educational.
● Educate health professionals and patients about the relevance of cryptocurrencies and blockchain applied to health care.
● Educate health professionals and patients in the use of telemedicine tools efficiently and responsibly.
● Integrate the rest of the stakeholders (pharma, health coverage, pharmacies, diagnostic centers, governments,
Synthesis of the problems
● Access to quality health care
● Patient costs
● Security and privacy - smart contracts
● Adoption of cryptocurrencies in the health sector
● Financial education and blockchain diffusion