Please describe your proposed solution
Overview
While Cardano aims to empower Africa through technology, many Catalyst-funded projects struggle with practical implementation, often appearing abstract and disconnected from the pressing challenges faced by local communities. There is an urgent need for these projects to shift their focus from theoretical concepts to tangible solutions that address everyday issues. Unfortunately, very few African-oriented initiatives successfully deliver realistic outcomes; they typically adopt a narrow approach to problem-solving, whether overly tech-centric or business-oriented. This reinforces the prevalent sentiment among local populations: "How can blockchain concretely help me?"
Why this matters
A few years ago, a group of friends from Cameroon, studying computer science in Europe, envisioned DiaspoGift—a platform to address challenges with high fees, lack of transparency, and limitations in money transfer services like MoneyGram and Western Union. The platform aimed to provide direct support to families in agriculture, education, and health by connecting users with local service providers and using a community-governed fee structure.
In 2016, they returned to Cameroon to implement their idea but faced significant obstacles, including a lack of skilled labor, unfeasible financial models due to high banking fees, and industries focused on survival over quality. Realizing the need for a foundational approach, they turned to Cardano and distributed ledger technologies, recognizing the potential to solve financial barriers.
To address gaps in local expertise, they established Disruptive IT Cameroon (DIT) and CosTel Farm as practical hubs for training and proof of concept projects. Inspired by Mondragon’s cooperative model, they focused on building a sustainable community framework, integrating local projects and stakeholders. Since joining the Cardano community in 2021, their rebranded initiative, DIA Web of Coops, has evolved into a hands-on, project-based approach aimed at empowering local developers, entrepreneurs, and policymakers to drive lasting change in Cameroon.
DIA Cooperative Network Overview
DIA is a cooperative network rooted in African traditions, currently consisting of three co-ops: DIT (Disruptive IT Cameroon), CosTel Farm, and Ngangu. Together, they operate across various sectors to bring innovative solutions to Africa, in partnership with Wada.
DITC (Disruptive IT Cameroon) based in Douala, provides education, training, and consulting in technologies like DLTs, AI, and functional programming (e.g., Haskell). A key partner of Wada, DIT aims to equip local developers and entrepreneurs with Web3 skills.
Costel Farm, located in Bertoua, Cameroon, is a regenerative farm that challenges conventional farming norms by integrating technology with sustainable practices. Projects like Treedano: Regenerative NFtrees exemplify the farm’s collaborative efforts with DIT to bridge IT and agriculture.
Ngangu, with locations in Bertoua and Dschang, promotes cultural identity through education, grounded in ancient African traditions. It serves as a validator of initiatives within the DIA network.
Wada is a resource sharing network operating in Africa, promoting Web3 technologies. With hubs in Cameroon, Ghana, and the Democratic Republic of Congo, and more. Wada's core mission is to empower African developers with Web3 tools. DIT Cameroon works closely with Wada, implementing a shared mission through education. Both organizations share a strategic approach based on three core pillars.
- Infrastructure & logistics set up
- Education & Training initiatives
- dApp design & Implementation
Current Landscape
Cardano's Presence in Africa
According to Emurgo, Cardano currently operates in only 7 out of 54 African countries, covering roughly 13% of the continent. These figures highlight a largely untapped market, with significant opportunities to expand Cardano’s reach across the remaining 47 countries, and more importantly still, enhance the experiences within the currently active countries.
Behavioral and Technological Context
Africa is experiencing rapid technology adoption, with internet penetration projected at 47.1% in 2023, reaching 70.6% in Southern Africa. Mobile technology is widespread, with a 97% penetration rate, nearly one phone per person. Mobile services significantly impact the economy, contributing 7.1% to sub-Saharan Africa's GDP, compared to 3.4% in Europe. Mobile money services have added over $150 billion (3.7%) to the region’s GDP from 2013 to 2022, with mobile internet coverage exceeding 80% in major cities.
Economic and Financial Context
Despite gains in mobile money, Sub-Saharan Africa still faces financial inclusion challenges, particularly due to high transaction fees. In Cameroon, for instance, withdrawing funds from mobile money accounts incurs fees of around 2%, creating a financial burden. The region’s reliance on cash also poses problems, as shortages of small denomination notes complicate daily transactions.
These challenges underscore the need for innovative financial solutions, presenting an opportunity for Cardano to drive financial inclusion through decentralized applications like the Small Change Wallet, which could help alleviate cash management issues.
Our Solution
Key insights to build upon with this iteration
- Holistic Approach Needed: Feedback from the Spread Plutus Project in Africa showed that focusing only on developers was insufficient. A broader approach engaging all stakeholders is crucial to meet community needs.
- Prototypes as Demonstrations: We found that tangible prototypes help people understand the real-world applications of Cardano. Our previous projects have produced functional prototypes we’ll use to showcase blockchain's value to the community.
- Regulatory Gaps: The absence of a regulatory framework for Web3 and digital currencies is a challenge. In this iteration, we aim to collaborate more closely with policymakers to advance the implementation of projects like Small Change.
Methodology and Roadmap
- Consolidate the Cameroon Cardano Community
- Unite communities in Douala and Buea with other Wada hubs, and the greater Cardano community using local social spaces, and leveraging Wada’s weekly Forum space
- Recruit new members from technical institutes and organize introductory workshops covering blockchain, Cardano, Plutus, and use cases.
- Collaborate with partners like PROMOTE (regional trade show) and IUC Douala (private university) to host conferences and events.
- Extend DIT Cameroon Hub Infrastructure
- Upgrade hub resources, including GPS devices, document cameras, and improve internet connectivity.
- Expand library collections and increase equipment to accommodate more members.
- Refine and Launch the DIT Education Program
- Build on previous projects to create a comprehensive training program tailored for developers, entrepreneurs, policymakers, and tech institutions.
- Include workshops, live training, and hands-on sessions to cater to diverse audiences. Some planned introductory workshop topics include:
- Blockchain in Finance and Economy: Examine blockchain's potential to transform financial systems and economic practices.
- Opportunities within Cardano and Project Catalyst: Highlight prospects for entrepreneurs and developers in the Cardano ecosystem.
- Smart Contracts and Distributed Ledger Technologies (DLTs): Engage developers, tech institutes, and policymakers in understanding Plutus and DLT applications.
- Decentralized Identity, Governance, and Crypto: Explore the role of digital identities, governance, and cryptocurrencies, with a focus on policy implications.
- Real-World Applications: Demonstrate practical blockchain solutions through our dApp prototypes:
- NFTree dApp: Tokenizing trees for environmental impact.
- Mentalyse: Learn through fun
- Lost & Found: Decentralized item recovery system.
- Small Change Wallet: Addressing cash shortages with a digital token.
- Djangui: Digital platform for local savings and financial inclusion.
- This particular dApp is especially important to our community as it it really embodies the African approach to decentralized finance (DeFi) and social inclusion. Central to Djangui is the tontine model, where members contribute to a pooled fund collected at regular intervals, allowing one member to benefit each time until all have had their turn, thus eliminating interest from loans. In many communities, these groups often form around shared ethnic backgrounds or interests, with a reputation system that fosters trust among members. Current financial activities include tontines, savings, insurance, and back-to-school funds, resulting in significant transaction volumes. However, mobile money platforms dominate these transactions, which can be costly and lack proper security. To promote Djangui and encourage the adoption of Cardano’s alternatives, we will conduct awareness campaigns within these associations.
- Run Hands-On Workshops with dApp Prototypes
- Introduce the community to functional dApp prototypes that address local issues.
- Encourage participants to create wallets, adopt trees using the NFTree dApp, and explore the utility of blockchain.
- Promote the Djangui dApp for local savings management, highlighting Cardano's potential to enhance existing practices like tontines.
- Conclude with a hackathon focused on theory, practice, and challenges, rewarding participation and teamwork equitably.