Please describe your proposed solution

How do you perceive the problem you are solving?

Access relies on traditional keys, access cards, NFC Token or digital keys which can be lost, transferred, stolen, or duplicated and that are replaced at a certain time. The access management relies on a high number of keys to determine in which areas an individual can access or not based on predefined permissions. Various access systems with different legal entities cannot handle the same key. Therefore, we create a secure unlosable untransferable key based on biometrics, applying the principles of self-sovereign identity and using zero-knowledge-proof with the following settings and advantages:

1. between users, which prevents unauthorized access sharing and enhances security protocol
2. Convenience: Users do not need to remember passwords or carry keys or card
3. Reduced Costs: By eliminating the need for physical security devices (like keys or access cards), and the replacement, organizations can reduce overhead cost
4. Security and Privacy: Self-sovereign identity allows individuals to own and control their digital identities without relying on a central authority
5. Consent-Based Data Sharing: SSI enables users to control who can access their identity data and under what circumstance.
6. Interoperability Across Different Systems: SSI provides a standardized way of identity verification that can work across different platforms and system
7. Reduction of Fraud: Biometrics linked to a self-sovereign identity make it much harder for fraudulent access since the identity is directly tied to immutable physiological or behavioral characteristics that are difficult to forge or steal.
8. Non-Repudiation: Incorporating biometrics ensures that actions taken on digital platforms can be irrefutably linked to an individual, which is crucial for legal and security reason.
9. Greater User Trust and Adoption: By empowering users to manage their own identities and using biometrics for verification, systems based on SSI principles can increase trust among user.
10. Privacy and Data Protection: Biometrics are user-owned, user-centric, user-stored, hashed and encrypted to comply with general data protection.

What are your reasons for approaching it in the way that you have?

We create a user-owned key, that cannot be lost, transferred, stolen, duplicated and that can be used across all systems for identity and access management.

Furthermore, this key meets the highest demands in data protection, uses zero knowledge proofs allowing the verification of data without exposing the actual information, and minimizing the amount of personal data processed and stored. The key works in critical infrastructure: KRITIS-DachG: The KRITIS-DachG mandates stringent security protocols for critical infrastructure, emphasizing the need for robust smart access systems. These systems must ensure secure, efficient, and controlled access to sensitive areas, mitigating risks and safeguarding against unauthorized intrusions. NIS2UmsuCG: NIS2UmsuCG emphasizes the importance of cybersecurity across essential services. In high-security environments, smart access solutions are critical to implementing these standards, providing secure authentication and monitoring to prevent breaches, ensure compliance, and enhance overall system resilience.

Who will your project engage?

Our product can be used by all existing 40,000 B2B-customers of Salto on 1.8 million smart locks.

How will you demonstrate or prove your impact?

We will integrate the secure unlosable untransferable key within the hardware and software solution of Salto Systems..

Explain what is unique about your solution, who will benefit, and why this is important to Cardano?

Unique: It is a key, that is secure, unlosable, untransferable, decentral, user-centric, user-owned, compliant.

Benefit: Convenience because users do not need to remember passwords or carry keys or cards. Reduced costs, by eliminating the need for physical devices like keys or access cards and the replacement.

Trust: Empowering users to manage their identities.

Importance to Cardano: Real-world product with Tier1-partner with creating transactions if form of digital identity as a key sitting on Cardano via a DID decentralized identifier did:prism or did:iamx.

Please define the positive impact your project will have on the wider Cardano community

Quantitative Measures

• Adoption Rate: Tracking the number of active users and rate of adoption over time to evaluate market acceptance
• Incidents of Fraud: Measuring the reduction in fraud incidents compared to traditional systems to assess the enhancement in security
• Cost Savings: Analyzing operational expenses before and after implementation to quantify the financial impact, particularly in relation to reduced expenditures on physical security measure
• System Interoperability: Number of external systems successfully integrated with our SSI framework, indicating the scalability and adaptability of our solution

Qualitative Measures

• User Satisfaction: Conducting surveys and interviews to gather user feedback on the
• Stakeholder Feedback: Engaging with partners and clients to understand their perspectives on the system’s reliability, security, and overall impact on their operation
• Case Studies: Developing detailed case studies with select clients to document specific use cases and the benefits realized in real-world application

Sharing Outputs

We will share the findings and outcomes of through several channels to reach a diverse

audience:

• Industry Conferences: Presenting our research and case studies at relevant security, technology, and identity management conference
• Academic Publications: Collaborating with academic institutions to publish detailed studies in peer-reviewed journals, contributing to the broader knowledge base on biometric SSI system
• Partner and Client Meetings: Regularly updating our partners and clients through meetings and reports, ensuring they are informed of the system’s impact and ongoing enhancement
• Online Platforms: Utilizing our website and social media to share updates, infographics, user stories, and impact statistics with the wider community

By systematically measuring and sharing the results of our project, we aim to not only

demonstrate the efficacy of our approach but also to foster greater adoption and confidence

in biometric-based, self-sovereign identity solutions.

---

In what way will the success of your project bring value to the Cardano Community?

The successful implementation of our project, which integrates biometric-based, self-sovereign identities using zero-knowledge proofs, offers substantial value to the Cardano community in several transformative ways:

• Security and Trust: By ensuring that access keys are non-transferable and directly tied to immutable biometric data, our project substantially lowers the risk of fraud and unauthorized access solved via the Cardano ecosystem.

This enhanced security framework builds greater trust among users, developers, and stakeholders, crucial for the adoption of Cardano in high-stakes environments such as finance and government operations.

• Driving Technological Innovation: Our project represents a significant advancement in how digital identities can be managed and utilized securely on blockchain platform
• Reducing Operational Costs: By eliminating the need for physical security measures and streamlining identity verification processes, our solution can reduce costs associated with managing digital identities and transaction
• Promoting Interoperability: Our use of SSI principles enables seamless integration across different systems and platform
• Facilitating Regulatory Compliance and Privacy: Our adherence to privacy principles and data protection standards, including consent-based data sharing and encryption, aligns with global regulatory requirement
• Broadening Market Adoption: By increasing user trust and simplifying the user experience through biometric verification, our project can help accelerate the adoption of Cardano-based solutions in sectors where secure, reliable identity verification is paramount
• Contributing to a Sustainable Ecosystem: Our project supports the growth of a healthy, sustainable ecosystem within Cardano by providing a tool that enhances user autonomy and security

By delivering these benefits, our project not only supports the technical and operational growth of the Cardano community but also helps in shaping a more secure, efficient, and user-friendly blockchain environment.

---

How will you measure this impact?

To effectively measure the impact of our project, which integrates biometric-based, self

sovereign identities using zero-knowledge proofs with a DID on Cardano, we will implement

a comprehensive evaluation strategy that combines quantitative metrics and qualitative

assessments across several key areas:

• Monitor and record the frequency of security breaches and unauthorized access incidents before and after the implementation of our solution.
• Analyze the reduction in fraud cases
• Conduct surveys and structured interviews with users, developers, and stakeholders to gauge their perception of improved security and trust due to the use of our technology
• Track the number of third-party integrations and new applications developed using our identity solution
• Compare operational costs related to identity management and transaction processing before and after deployment.
• Count the number of different systems and platforms that successfully integrate our SSI based identity verification solution
• Document compliance incidents and privacy breaches, if any, to monitor improvements in regulatory alignment
• Engage with compliance officers and privacy experts to assess the effectiveness of our solution in meeting global and local regulatory standard
• Analyze growth statistics in terms of user numbers and application areas within the Cardano ecosystem
• Measure the growth in active participants and transactions within the Cardano ecosystem to assess ecosystem health and sustainability

How will you share the outputs and opportunities that result from your project?

We will employ a multi-faceted approach designed to engage various stakeholders, promote transparency, and foster collaboration. Here are the key strategies we will utilize:

• We plan to host regular online community engagement sessions and workshops, where we will demonstrate the capabilities of our solution, discuss its applications, and gather feedback.
• We will actively seek partnerships with other projects and businesses in the Cardano ecosystem.
• We will sell and implement the solution with partners and bring more clients and adoption to Cardano
• Regular progress reports and updates will be shared through various channels, including our project’s website, and social media platforms.
• Comprehensive documentation will be made available

What is your capability to deliver your project with high levels of trust and accountability? How do you intend to validate if your approach is feasible?

What is your capability to deliver your project with high levels of trust and accountability?

Salto Systems [Hardware and Software Smart Access Locks]:

Salto Systems is a premier provider in the realm of facility access, identity management, and

electronic locking technology. As a leader in these fields, Salto ensures seamless, secure,

and reliable user experiences. Operating with a B2B business model, Salto offers

sophisticated access control solutions globally to businesses, institutions, and organizations.

Revenue generation is primarily through sales of proprietary hardware and software,

including electronic locks, access control management software, and associated

accessories. For more details, please visit our [website](https://saltosystems.com/en/about

salto/).

Salto in Numbers:

• 1.8M+ Access Points: Our solutions support over 1.8 million access points, providing tailored industry solutions that accelerate the shift to smart access for our client
• 40K+ Projects: Salto's client base spans over 40,000 projects in various industries worldwide, reaching into 13 industry sectors across numerous geographic market
• 40+ Offices: Our global presence, bolstered by a diverse international culture, allows us to deliver solutions and offer technical support worldwide
• CO2 Neutral: Commitment to sustainability is evident as we strive for carbon neutrality by reducing emissions across our product lifecycle—design, production, recycling, and energy use - and by adopting renewable energy and 100% certified green electricity
• 1,700 Team Members: Our dedicated team, which includes over 300 innovative engineers, is driven by passion and talent to develop unique smart technologies and future-ready solution

IAMX [Digital Identity]

IAMX operates a cutting-edge platform for creating user-owned, controlled, and verifiable

compliant digital identities for individuals, companies, and assets. This digital identity

framework facilitates compliant mutual authentication, business process automation, and

biometric authorization.

IAMX compliance service modules per partner:

• AML (Anti-Money Laundering): Provided by Intrum AG, which employs 10,000 staff across 160 offices globally, helping to mitigate money laundering risk
• Identity Verification: Handled by IDnow via Intrum, conducting over 30 million identity verifications annually across 195 countries
• KYT (Know Your Transaction) Wallet and Transaction Monitoring: Merkle Science enhances crypto compliance, anti-money laundering, and fraud prevention through innovative technology, tools, and services that ensure safety and regulatory compliance in the cryptocurrency sphere

Begin Wallet [Commercial payment wallet with IRL use cases]

Begin.is Wallet is a next-generation cryptocurrency wallet designed to facilitate secure, efficient, and flexible asset management, especially with a focus on Cardano-based assets. Begins journey is to grow wallet based wallet IRL problem solutions. One of its key features is the integration of the Mynth Protocol, which enables users to take advantage of decentralized finance (DeFi) savings functionalities.

• BeginID, - Privacy by design: BeginID uses advanced encryption to ensure that no personal data is stored or shared without the user’s consent.
• User control: Individuals have full ownership and control over their identity, without reliance on third parties.
• Compliance: BeginID is designed to meet global regulations, including GDPR, ensuring that your data is handled securely and transparently.
• Interoperability: The BeginID solution integrates seamlessly with other decentralized identity systems, like IAMX KYC, allowing users to authenticate across different platforms.
• Only Cardano wallet which is member of the OpenWallet Foundation
• Savings with Mynth Protocol: The Mynth Protocol is a DeFi solution integrated into the Begin Wallet, providing users with the ability to earn interest on their digital assets in a secure and decentralized manner.
• Integration of Travala.com travel services
• Integration of one of the worlds biggest eSIM providers for traveling: holafly.com

----

How do you intend to validate if your approach is feasible?

To validate our approach, Salto, Begin and IAMX have already conducted a successful pilot test,

demonstrating the practical viability and effectiveness of our solutions in real-world

scenarios. This test underscores our capability to implement and scale our solutions,

ensuring high levels of trust and accountability.

What are the key milestones you need to achieve in order to complete your project successfully?

Milestone 1: Milestone 1: Onboarding

Output:

• Develop a fully functional user interface for seamless onboarding.

Acceptance Criteria:

• Users can successfully complete interactions with a tex

Evidence of Milestone Completion:

• Video Documentation: Displaying the user interaction with the chatbot, including steps of ID verification and reaching the confirmation page, confirming successful completion.
• Technical Report: Detailed documentation covering the introduction, overview, processes involved, results of verification, progress tracking, anonymized JSON data for both questions and answers, and partners involved per module.

Milestone 2: Milestone 2: DID-methods

Output:

• Implementation of DID creation on Cardano using DID method did:iamx and issuance of a Verifiable Credential.

Acceptance Criteria:

• Successful creation of a DID and a Verifiable Credential by users, following the successful onboarding in Milestone 1.

Evidence of Milestone Completion:

• Video Documentation: Showing the process of DID creation using did:prism and did:iamx, and the issuance of Verifiable Credentials, followed by their import into a digital wallet.
• Technical Report: Documentation detailing the creation of DIDs using specified methods, the issuance and import of Verifiable Credentials into a wallet.

Milestone 3: Milestone 3: App Development

Output:

• Development of an application in Test Mode on Apple platforms with features including connection to DID, import of Verifiable Credentials, and Wallet Connect.

Acceptance Criteria:

• Users are able to download the app in Test Mode from the Apple Store, perform two-factor authentication (2FA), utilize their rKYC reference code, and receive a confirmation SMS.

Evidence of Milestone Completion:

• Video Documentation: Capturing the download of the app in Test Mode from the Apple Store and the execution of the 2FA process.
• Technical Report: Documentation referencing the download process and subsequent operations within the app.

Milestone 4: Milestone 4: Import App

Output:

• Enable the import of Verifiable Credentials into the app, which operates in Test Mode on Apple devices.

Acceptance Criteria:

• Users are able to successfully import Verifiable Credentials into the app.

Evidence of Milestone Completion:

• Video Documentation: Showing the import process of Verifiable Credentials into the app.
• Technical Report: Detailed description of the import process of Verifiable Credentials.

Milestone 5: Milestone 5: Connect to Smart Access Salto Cloud

Output:

• Integration of the app with Smart Access Salto Cloud.

Acceptance Criteria:

• Users can connect to the Salto Cloud using their DID and Verifiable Credentials for authentication.

Evidence of Milestone Completion:

• Video Documentation: Showing the process of connecting the DID to the Salto Cloud and the exchange of Verifiable Credentials.
• Technical Report: Documentation on the process of connecting to the Salto Cloud using DIDs.

Final Milestone: FINAL: Door Opens with Secure Key

Output:

• Open a door using a secure, unlosable key facilitated by the app.

Acceptance Criteria:

• Users can connect the app to a door, perform biometric authentication via their smartphone through the app, resulting in the door opening.

Evidence of Milestone Completion:

• Video Documentation: Demonstrating the process of opening a door using the secure, unlosable key.
• Technical Report: Detailed report outlining the process and associated data of opening the door.

Who is in the project team and what are their roles?

Alexander Rossdorf

SALTO Global Technology Partner & Integrations Lead

https://www.linkedin.com/in/alexander-rosdorff-84465a92/

Francis Luz

CEO Begin https://begin.is

https://www.linkedin.com/in/francisluz/

Tim Brückmann

CMO Begin https://begin.is

https://www.linkedin.com/in/tim-b-7864a284/

Dennis Mittmann

CTO IAMX https://iamx.id

https://www.linkedin.com/in/dennis-mittmann/

Tim Heidfeld

CEO IAMX https://iamx.id

https://www.linkedin.com/in/tim-heidfeld/

Matteo Coppola

CEO FluidToken https://fluidtokens.com

https://www.linkedin.com/in/matteo-coppola-mazzetti/

Roles

Salto Project Leadership and Departmental Coordination

Alexander, representing Salto Systems, serves as the project lead and the primary liaison for

all related business departments. His responsibilities ensure cohesive integration and

coordination across various sectors of the project.

Product Development, IT, and Integration

Both Alexander from Salto and Francis from Begin are jointly responsible for overseeing

product development, IT, and integration aspects of the project. Dennis specifically

manages the deployment of Decentralized Identifier (DID) methods and the anchoring of

digital identities on the Cardano blockchain. Matteo will help with the integration.

Marketing

Tim Brückmann from Begin leads our marketing efforts, crafting strategies that effectively

communicate the project's value and innovation.

Legal Oversight

Legal matters and data protection are overseen by Tim Heidfeld from IAMX, ensuring

compliance and safeguarding stakeholder interests throughout the project lifecycle.

Please provide a cost breakdown of the proposed work and resources

IT Development & Midnight Integration

The IT development segment of our project involves critical components such as

Onboarding, App Development, integration with the Smart Access Salto Cloud,

implementation of biometric features, and enabling secure door access technology. Integration of Midnight to make transactions (f.e. of security doors) not traceable. To achieve these objectives, we will engage three senior developers, project management, product owner, over a period of 5.5 months.

Total Cost: 760,000 ADA

Design and Layout

This portion of the budget covers the design, layout, and output formats essential for the

application's user interface and user experience components. Effective design is crucial for

ensuring that the application is accessible, intuitive, and user-friendly.

Total Cost: 25,000 ADA

Legal Analysis and Agreements

Legal integrity is paramount in projects that handle identity verification and access control to

ensure compliance with data protection regulations and to secure intellectual property rights.

This budget allocation will cover all necessary legal analysis and the drafting of agreements.

Total Cost: 70,000 ADA

Publicity, Community Engagement, and Project Management

To ensure the project reaches a wide audience and engages effectively with the community,

funds are allocated for publicity and community engagement activities. Additionally, this

allocation covers the overall project management, documentation, and reporting to keep

stakeholders informed and involved throughout the project lifecycle.

Total Cost: 35,000 ADA

Total Project Budget: 890,000 ADA

Project has dependencies on Apple regarding app in Apple store. We use the app in a

test mode and have done this successful before.

Project has dependencies on IAMX regarding the onboarding solution. Project has secured an agreement with this partner.

Project has dependencies on Salto Systems. Project has secured an agreement with this

partner.

How does the cost of the project represent value for money for the Cardano ecosystem?

Innovation and Technological Advancement

• Advanced Solutions: The project involves developing state-of-the-art biometric and secure access technologies integrated with the Cardano blockchain. These advancements not only enhance the security features available on Cardano but also position it as a leading blockchain in adopting and implementing cutting-edge technology.
• Showcase of Capabilities: By successfully executing complex functionalities such as DID on Cardano, the project serves as a proof of concept that showcases the robust capabilities and adaptability of the Cardano platform. This can attract more developers and entrepreneurs to the ecosystem.

Enhancing User Experience and Trust

• Improved Usability: By focusing on intuitive app interfaces and seamless user onboarding processes, the project significantly improves the user experience. This can lead to increased adoption of Cardano-based apps, as well as greater user satisfaction and retention.
• Increased Security and Trust: Integrating advanced security measures such as biometrics and secure door access on blockchain technology not only enhances user trust but also demonstrates the practical utility of Cardano in everyday use cases beyond financial transactions.

Community and Ecosystem Growth

• Community Engagement: The project's allocation for community engagement and publicity efforts ensures that the developments and advancements are well-communicated and understood by the community, fostering a more informed and involved user base.
• Supporting Developers: By creating new tools and processes, the project aids in the development of skills and knowledge among the Cardano community, which can lead to further innovations and projects on the platform.

Compliance and Legal Assurance

• Legal Framework Development: The investment in legal analysis and agreements ensures that the project is compliant with international data protection laws and regulations, which is critical for the adoption of technology solutions in sensitive areas like personal identity and access control. This also mitigates risks and protects both developers and users.

Scalability and Future Potential

• Foundation for Future Expansion: The technologies developed and lessons learned from this project can be applied to other applications within the Cardano ecosystem, laying a foundation for future growth and expansion into other domains such as digital identity verification or secure transactions.
• Attracting External Investment: Successfully implementing a project of this scale and complexity can attract further investment into the Cardano ecosystem, not just in financial terms but also in social and intellectual capital.

Documentation and Transparency

• Knowledge Sharing: The commitment to detailed documentation and reporting ensures that all processes and learnings are transparent and accessible, aiding future project developments and contributing to the collective knowledge base of the Cardano community.

Maximum Value

• The budget is carefully planned to ensure maximum value for the Cardano ecosystem. The costs are aligned with industry standards and are essential for delivering a high-quality, secure, and user-friendly solution.