<p>Finding the &quot;vehicle&quot; to drive mass adoption, increase utility, while educating and strengthening the security of Cardano is a puzzle.</p>

<p>The cost to verify proof of insurance creates additional exposure that is transferred to the customer resulting in higher premiums.</p>

<p>The boundaries of the transactional metadata are not limitless nor have they been explored abyssmally.</p>

Solution: We will begin by implementing a combination of the sidetree protocol, which Microsoft ION and PRISM use, w/emphasis on required credentials.

Solution: paypixl assigns imagery collection tasks in areas needing mapping data to users with compatible devices and rewards users with ADA coin.

Solution: Create a liquidity protocol from existing credentialing invoices and allow creds to be transported amongst organizations

Solution: Create an employment cooperative that provides payroll, insurance, and other benefits for future DAOs and DisCOs.

Solution: Create a Catalyst Community Advisor caravan to educate and increase the awareness of Cardano.

Solution: Change can only come with the free expression of ideas. in order to promote this, we must change the way in which "Logic" is interpreted.

Solution: Utlising an already existing content solution to drive uptaking in meaningful digital assets, including NFTs

Solution: An open-source standard for creating worlds with on chain tilemaps. The first tilemap added will be CC0 and usable for all of Cardano.

Solution: Reward users for engaging using a unique smart contract system "engage to earn" created by Checkpoint

Solution: Create a simple feature set to enable in app polling and voting for verified community members or token holders

Solution: Create a feature rich solution to provide Cardano projects and other businesses which facilitates them being able to reward event attendees/community members in a multitude of ways.

Solution: We will use an account based login mechanism that associates an account with a wallet via a wallet verification process using AdaHandles.

Solution: Evaluate the feasibility of a secure, scalable cross-chain bridge for Bitcoin and Cardano UTXO-based asset transfers. With focus on enhanced security, reduced costs of transferring BTC assets.

Solution: We will research, create and design 3 parametric risk transfer proofs.